Help us keep our risk in check through modelling Risk Management Group works closely with our business partners to manage the bank’s risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investment and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure. As a Model Development, Group Portfolio Analytics, with Asia’s best bank, you will develop and implement risk management models. Responsibilities
Maintaining high standards of work and technical excellence, including the research and analysis of latest practices, interpretation of regulator guidelines, and interpretation of credit risk model policies and practices
Lead and participate in model development for retail portfolios (including PD, LGD, EAD, application, behavior and collection models), ensuring model efficacy and compliance with internal policies and external regulatory requirements
Partner with Model Validation team to ensure timely and accurate validation of all models
Proactively engage various model stakeholders, such as credit and business, and senior management for model acceptance, approval and maintenance
Mentor and coach junior staff members to enhance risk analytical capability
Degree with at least 6+ years of experience in the development of risk models including Basel 2 models for retail portfolios. Experience in risk models for SME portfolio also will be an added advantage
Experience in developing decision models and strategies will be helpful
Experience of end to end use of models through to capital calculation helpful
Understanding of statistical / econometric / modelling theory and technical applications in the area of credit risk
Good understanding of the Basel II Accord, MAS and HKMA Supervisory Requirements
Good knowledge on credit and business products.
Good Communication and writing skills
A Good Team Player
Working knowledge of SAS and Excel is essential. Knowledge in R and Python will be an added advantage
What we offer You can expect a competitive salary, a benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.
DBS is a leading financial services group in Asia, with over 280 branches across 18 markets. Headquartered and listed in Singapore, DBS has a growing presence in the three key Asian axes of growth: Greater China, Southeast Asia and South Asia. The bank's capital position, as well as "AA-" and "Aa1" credit ratings, is among the highest in Asia-Pacific. DBS has been recognised for its leadership in the region, having been named âAsia's Best Bankâ by The Banker, a member of the Financial Times group, and âBest Bank in Asia-Pacificâ by Global Finance. The bank has also been named âSafest Bank in Asiaâ by Global Finance for seven consecutive years from 2009 to 2015.
Job Description :
To ensure customer service and support all operations. To create customer delight at every interaction.
Interacting with external customers and internal customers and addressing their queries, requests and complaints.
Committed TATs are met consistently
Complaints Management- addressing customer complaints at the branch, system updation, coordination with Sales/HUB/ other functions for resolution.
Refunds processing and dispatch
Undelivered policy documents tracking and management.
Maintenance of all files and registers.
New Business Processing:-
Handling end to end New business processing starting from creation of Client id,Case start up, New business login, Follow up for policy issuance, Quality Check
Follow up with HUB for policy issuance of pending cases