PMM Cash Product Manager

PMM Cash Product Manager

OCBC
3-6 years
Not Specified

Job Description



OCBC Bankis the longest established Singapore bank, formed in 1932 from the merger of three local banks, the oldest of which was founded in 1912. It is now the second largest financial services group in Southeast Asia by assets and one of the world's most highly-rated banks, with an Aa1 rating from Moody's. Recognised for its financial strength and stability, OCBC Bank is consistently ranked among the World's Top 50 Safest Banks by Global Finance and has been named Best Managed Bank in Singapore by The Asian Banker.

Objectives of this Role :
  • Drive the end-to-end development of cash and commercial card products, from ideation, design, technical development, testing and roll out, to post-launch improvements and iterations
  • Understand customer requirements, competitor offerings and current market trends to constantly innovate and improve on product and processes
  • Develop, implement, and manage the roadmap and implementation timelines to build differentiated banking solutions
  • Strategise appropriate go-to-market plans to ensure successful product launch and develop tracking to monitor customer acceptance

Key Responsibilities :
  • Manage the cash portfolio of the offshore customers under the Emerging Business segment, with a good appreciation and understanding of risk, regulations and internal policies to identify suitable growth opportunities and execute segment strategy
  • Review and enhance product proposition through regular market scans, customer and stakeholder engagement and effective analysis of data to ensure product competitiveness and profitability
  • Constantly innovate and collaborate with internal stakeholders to identify gaps in order to enhance the customer onboarding journey and drive operational efficiency
  • Manage the growth of the Business Debit Card portfolio, including the development of card value proposition and partnership enhancements to win market share and enhance card profitability
  • Achieve operational efficiencies and resolve any system and customer issues in relation to the delivery of the card value proposition
  • Plan and execute sales and marketing campaigns and customer communications to meet business objectives including new customer acquisition, activation, usage and upspend and overall portfolio activity
  • Provide insights on how customers engage with the bank and partner with stakeholders to review customer journeys and technical feasibility to attain optimised digital journeys in relation to the application and maintenance of corporate cards
  • Ensure compliance to regulatory/audit/compliance issues, and manage business risks through maintenance, update & revision of internal procedures
Qualifications

Requirements :
  • Tertiary education with minimum 3 years working experience
  • Structured thought process, sound analytical mind and good communication skills
  • Experience with senior stakeholder management, and for pushing through initiatives in a challenging environment
  • Independent worker with an ability to multi-task under tight timelines
  • Driven, willing to challenge the status-quo and be innovative in problem solving
  • Strong understanding of banking products and balances between benefit to the bank and benefit to the customer
  • Prior experience in product management - consumer or commercial products - and/or cash management will be a plus


At OCBC, we recognise your drive, passion and talent. We will bring out the best in you and empower you to excel. Fulfil your life goals and career ambitions with us.
.We regret that only shortlisted Candidates will be notified.

About OCBC

OCBC Bank is the longest established Singapore bank, formed in 1932 from the merger of three local banks, the oldest of which was founded in 1912. It is now the second largest financial services group in Southeast Asia by assets and one of the world’s most highly-rated banks, with Aa1 by Moody’s and AA- by both Fitch and S&P. Recognised for its financial strength and stability, OCBC Bank is consistently ranked among the World’s Top 50 Safest Banks by Global Finance and has been named Best Managed Bank in Singapore by The Asian Banker

Job Source : ocbc.taleo.net

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